20 Bluff St, Providence, RI 02908 Property Records

Providence City property record for 20 Bluff St, Providence, RI 02908

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.204 acres (8,868 sqft)
Owner	Company Name on Record
Last Sale	$15,000 (Dec 2019)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Jul 2023 Refinance Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`PROV M:65 L:122`

Property Details

APN / Parcel Number

Primary APN	`PROV M:65 L:122`
Alternative APNs	`P:0650122 L:0000` `30240`

Exterior

Lot Area	8,868 sqft (0.204 acres)

Location & Zoning

Account Number	30240
Street Address	20 BLUFF ST
City	PROVIDENCE
State	RI
Zip	02908
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	M-MU-7
Legal Lot Number	122
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2010
Census Tract	2200

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	380 VALLEY ST, PROVIDENCE, RI 02908-5619
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Dec 24, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Prior Sale	Oct 24, 2011
Deed Document Number	2019202019245457
Deed Book / Page	12590 / 233
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	20 BLUFF ST, PROVIDENCE, RI 02908
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013926-239
Date	Jul 27, 2023
Book Page	13926/239
Instrument	2023350896

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 24, 2019
Property Address	20 BLUFF ST, PROVIDENCE, RI 02908
Document Number	12590-233
Book / Page	012590 / 000233
Instrument Date	Dec 20, 2019
Instrument	245457
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	380 VALLEY ST PROVIDENCE RI 029085619, PROVIDENCE, RI 02908-5619

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,265.00 (+22.7%)	$111,800 (+47.49%) Land $107,900 Building $3,900
2023	$2,661.00 (-0.82%)	$75,800 (-) Land $71,900 Building $3,900
2022	$2,683.00	$75,800 Land $71,900 Building $3,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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