20 Bernice St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 20 Bernice St, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details2,413 sqft · built 1986
Lot Size0.259 acres (11,265 sqft)
Owner2 Individual Names on Record
Last Sale$595,000 (Nov 2008)
Tax Bill$16,496 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00501-0000-00068

Property Details

APN / Parcel Number

Primary APN05-00501-0000-00068
Alternative APNs
  • 050050100068
  • 00014600

Interior

Building Area2,413 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area11,265 sqft (0.259 acres)
Lot Dimensions128 ft deep x 88 ft wide

Location & Zoning

Account Number00014600
Street Address20 BERNICE ST
CityEDISON
StateNJ
Zip08820-1727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRBB
Legal Description88X128
Legal SubdivisionHIGHLAND WOODS/EDISON
Legal Block501
Legal Lot Number68
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group3
Census Block3000
Census Tract1411

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 BERNICE ST, EDISON, NJ 08820-1727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2008 · Amount on Record
Deed SaleNov 7, 2008 · Amount on Record
Prior SaleMay 29, 2003 · Amount on Record
Deed Document Number200813474
Deed Book / Page6000 / 833
Last Transfer DateMar 11, 2013
Transfer Doc201308080173
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address20 BERNICE ST, EDISON, NJ 08820-1727
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyWINTER TITLE AGENCY INC, HUNTER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021098662
DateAug 3, 2021
Book Page18562/1306
Instrument2021098662
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,200 (-) Land $98,400 Building $178,800$277,200 (-) Land $98,400 Building $178,800
2025$16,496.00 (+7.12%)$277,200 (+7.15%) Land $98,400 Building $178,800$277,200 (+7.15%) Land $98,400 Building $178,800
2024$15,400.00 (+4.35%)
2023$258,700 Land $98,400 Building $160,300$258,700 Land $98,400 Building $160,300
2022$14,758.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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