18 Bernice St, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 18 Bernice St, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	2,365 sqft · built 1986
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Jul 2023)
Tax Bill	$16,895 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00501-0000-00067`

Property Details

APN / Parcel Number

Primary APN	`05-00501-0000-00067`
Alternative APNs	`050050100067` `00014599`

Interior

Building Area	2,365 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide

Location & Zoning

Account Number	00014599
Street Address	18 BERNICE ST
City	EDISON
State	NJ
Zip	08820-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	90X112
Legal Subdivision	HIGHLAND WOODS/EDISON
Legal Block	501
Legal Lot Number	67
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3000
Census Tract	1411

Owner

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 BERNICE ST, EDISON, NJ 08820-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAPITAL CORP
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Dec 23, 2004 · Amount on Record
Deed Document Number	202341300
Deed Book / Page	19254 / 851
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 18, 2023
Property Address	18 BERNICE ST, EDISON, NJ 08820-1727
Document Number	0000041300
Book / Page	19254 / 851
Instrument Date	Jun 30, 2023
Instrument	2023041300
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, AGLOBAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 MIDWOOD WAY, COLONIA, NJ 07067-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BERNICE ST, EDISON, NJ 08820-1727

Mortgage

Document Number	0000041301
Date	Jul 18, 2023
Instrument	2023041301

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 BERNICE ST, EDISON, NJ 08820-1727
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021094847
Date	Jul 23, 2021
Book Page	18549/1567
Instrument	2021094847

Lender

Name	ALLY CAPITAL CORP
Type	Bank
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	18 BERNICE ST, EDISON, NJ 08820-1727
Document Number	0000005016
Book / Page	016676 / 000071
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BERNICE ST EDISON NJ 088201727, EDISON, NJ 08820-1727

Mortgage

Document Number	0000005016
Date	Feb 17, 2017
Book Page	016676/000071
Instrument	5016

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,900 (-) Land $96,800 Building $187,100	$283,900 (-) Land $96,800 Building $187,100
2025	$16,895.00 (+3.82%)	$283,900 (+9.57%) Land $96,800 Building $187,100	$283,900 (+9.57%) Land $96,800 Building $187,100
2024	$16,273.00 (+10.09%)
2023		$259,100 (-) Land $96,800 Building $162,300	$259,100 (-) Land $96,800 Building $162,300
2022	$14,781.00	$259,100 Land $96,800 Building $162,300	$259,100 Land $96,800 Building $162,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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