20 Bay St, Excelsior, MN 55331 Property Records

Hennepin County property record for 20 Bay St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 4,260 sqft · built 2022
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$1,625,000 (Dec 2021)
Tax Bill	$38,603 (2025)
Deeds & Mortgages	Dec 2021 Sale Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-117-23-44-0017`

Property Details

APN / Parcel Number

Primary APN	`28-117-23-44-0017`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,260 sqft Living Area
Gross Area	5,294 sqft
1st Floor Area	2,101 sqft
2nd Floor Area	2,159 sqft
Basement Area	752 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	225 ft deep x 105 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	858 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	288 sqft
Deck Area	522 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	20 BAY ST
City	EXCELSIOR
State	MN
Zip	55331-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 026 A MANITOU HARBOR LOT 26 AND THAT PART OF LOT 25 LYING ELY OF A LINE DESC AS COM AT THE MOST WLY COR OF LOT 24 TH SELY ALONG SWLY LINE OF LOTS T S 105X225XL65X245
Legal Range	23
Legal Township	117
Legal Section	28
Legal Quarter	44
Legal Subdivision	MANITOU HARBOR
Legal Block	1
Legal Lot Number	26
Jurisdiction	HENNEPIN MN
Township / Civil Division	TONKA BAY
Census Block Group	1
Census Block	1009
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	20 BAY ST, EXCELSIOR, MN 55331-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC
Jan 24, 2019	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Jan 24, 2019 · Amount on Record
Deed Document Number	202111053760
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 8, 2021
Property Address	20 BAY ST, EXCELSIOR, MN 55331-8509
Document Number	0A11053760
Map Reference	MB 73 PG 4012588
Instrument Date	Dec 3, 2021
Instrument	A11053760
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$5,362.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17562 BEIFAST COVE, EDEN PRAIRIE, MN 55347-2780

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 24, 2019
Property Address	20 BAY ST, EXCELSIOR, MN 55331-8509
Document Number	0010630929
Instrument Date	Jan 8, 2019
Instrument	10630929
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 BRENTWOOD AVE EXCELSIOR MN 553318458, EXCELSIOR, MN 55331-8458

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Tonka Bay City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,603.00 (+117.64%)	$2,967,000 (+96.75%) Land $1,568,500 Building $1,398,500	$2,967,000 (+96.75%) Land $1,568,500 Building $1,398,500
2023	$17,737.00 Homeowner's exemption
2022		$1,508,000 Land $1,398,000 Building $110,000	$1,508,000 Land $1,398,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1987–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tonka Bay serves 1,442 people · EPA ID MN1270013
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet, Verizon.

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