Hennepin County property record for 15 Bay St, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,939 sqft · built 1930 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $439,900 (Jun 2005) |
| Tax Bill | $8,399 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-117-23-11-0039 |
| Primary APN | 33-117-23-11-0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Gross Area | 2,179 sqft |
| 1st Floor Area | 1,474 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 16.5 ft deep x 7 ft wide |
| View / Lot | Lake Front |
| Porch | Enclosed Porch |
| Porch Area | 364 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 15 BAY ST |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 036 A MANITOU HARBOR IRREGULAR |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 33 |
| Legal Quarter | 11 |
| Legal Subdivision | MANITOU HARBOR |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27501 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 BAY ST, EXCELSIOR, MN 55331-8509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2005 · Amount on Record |
| Deed Sale | Jun 16, 2005 · Amount on Record |
| Prior Sale | Jun 16, 2005 · Amount on Record |
| Deed Document Number | 2005894580 |
| Prior Transfer Date | Jan 6, 1997 |
| Prior Transfer Doc | 0000630938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 15 BAY ST, EXCELSIOR, MN 55331-8509 |
| Document Number | 0010857558 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 15 BAY ST EXCELSIOR MN 553318509, EXCELSIOR, MN 55331-8509 |
| Document Number | 0010857558 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 10857558 |
| Name | CAMBRIA MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2050 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,399.00 (+50.84%) | $707,300 (+34.72%) Land $608,900 Building $98,400 | $707,300 (+34.72%) Land $608,900 Building $98,400 |
| 2023 | $5,568.00 Homeowner's exemption | ||
| 2022 | $525,000 Land $458,000 Building $67,000 | $525,000 Land $458,000 Building $67,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1987–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Metronet, Verizon.
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