Middlesex County and Sudbury Town property record for 20 Balcom Rd, Sudbury, MA 01776
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,437 sqft · built 1966 |
| Lot Size | 0.921 acres (40,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,305,000 (Aug 2024) |
| Tax Bill | $16,757 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SUDB D-07-00211 |
| Primary APN | SUDB D-07-00211 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,437 sqft Living Area |
| Gross Area | 4,618 sqft |
| Basement Area | 467 sqft |
| Unfinished Basement | 467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,119 sqft (0.921 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 20 BALCOM RD |
|---|---|
| City | SUDBURY |
| State | MA |
| Zip | 01776-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Subdivision | BOWKER LAND GRANT |
| Jurisdiction | SUDBURY MA |
| Township / Civil Division | SUDBURY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 365100 |
20 Balcom Rd is owned and occupied by two individuals who acquired it in October 2024.
Source: Middlesex County and Sudbury Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 BALCOM RD, SUDBURY, MA 01776-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage LOAN STORE INC |
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CANTON |
| Dec 4, 2017 | Deed of Trust, Mortgage BAY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Apr 28, 2006 · Amount on File |
| Deed Document Number | 202497905 |
| Deed Book / Page | 83183 / 590 |
| Last Transfer Date | Oct 7, 2024 |
| Transfer Doc | 083321-512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 20 BALCOM RD, SUDBURY, MA 01776-1302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0085283-79 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 85283/79 |
| Instrument | 21975 |
| Name | LOAN STORE INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 20 BALCOM RD, SUDBURY, MA 01776-1302 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081983-108 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 81983/108 |
| Instrument | 102397 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 20 BALCOM RD, SUDBURY, MA 01776-1302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76945-174 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 76945/174 |
| Instrument | 32014 |
| Name | BANK OF CANTON |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUDBURY MA |
| Property Address | 20 BALCOM RD, SUDBURY, MA 01776-1302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70329-471 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 70329/471 |
| Instrument | 196244 |
| Name | BAY STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2032 |
Source: Middlesex County and Sudbury Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Sudbury Town |
| Secondary School District | Lincoln-Sudbury School District (09 - 12) |
| Elementary School District | Sudbury School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,757.00 (+1.12%) | $1,174,300 (+3.74%) Land $526,100 Building $648,200 | $1,221,096 (+0.32%) |
| 2025 | $16,572.00 (+6.32%) | $1,132,000 (+6.1%) Land $500,900 Building $631,100 | $1,217,235 (+0.68%) |
| 2024 | $15,587.00 (+7.3%) | $1,066,900 (+15.83%) Land $486,500 Building $580,400 | $1,208,970 |
| 2023 | $14,526.00 | $921,100 Land $434,500 Building $486,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Balcom Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Balcom Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUDBURY WATER DISTRICT serves 18,416 people · EPA ID MA3288000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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