20 Baker Ridge Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 20 Baker Ridge Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 2024
Lot Size	2.75 acres (120,138 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2018)
Tax Bill	$9,822 (2025)
Deeds & Mortgages	Oct 2018 Sale Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-111-36`

Property Details

APN / Parcel Number

Primary APN	`040-111-36`
Alternative APN	`040-111-36-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,715 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Metal
Lot Area	120,138 sqft
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20 BAKER RIDGE LN
City	APTOS
State	CA
Zip	95003-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-3AC
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	732 PACHECO AVE, B, SANTA CRUZ, CA 95065-1322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Grant Deed, Transfer STEWART TITLE
Oct 4, 2018	Affidavit of Death, Transfer STEWART TITLE
Oct 4, 2018	Affidavit of Death, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	201830142
Prior Transfer Date	May 13, 2011
Prior Transfer Doc	0000021411
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 4, 2018
Property Address	APTOS, CA 95003
Document Number	0000030142
Instrument Date	Oct 1, 2018
Instrument	30142
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$313.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 CRESTMONT DR SAN JOSE CA 951241106, SAN JOSE, CA 95124-1106

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 4, 2018
Property Address	APTOS, CA 95003
Document Number	0000030140
Instrument Date	Oct 1, 2018
Instrument	30140
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5461 COVEY CREEK CIR STOCKTON CA 952075329, STOCKTON, CA 95207-5329

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 4, 2018
Property Address	APTOS, CA 95003
Document Number	0000030141
Instrument Date	Oct 1, 2018
Instrument	30141
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5461 COVEY CREEK CIR STOCKTON CA 952075329, STOCKTON, CA 95207-5329

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,959 (+2%) Land $355,289 Building $467,670
2025	$9,822.00 (+182.81%)	$806,823 (+164.03%) Land $348,323 Building $458,500
2023	$3,473.00 (+1.64%)	$305,578 Land $305,578
2022	$3,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Surfnet Communications.

Cell Coverage

No cell data coverage reported

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