10 Baker Ridge Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 10 Baker Ridge Ln, Aptos, CA 95003

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2.5 ba · 4,100 sqft · built 1978
Lot Size2.75 acres (119,964 sqft)
OwnerIndividual Name on Record
Last Sale$885,000 (Dec 2019)
Tax Bill$17,353 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN040-111-34

Property Details

APN / Parcel Number

Primary APN040-111-34
Alternative APN
  • 040-111-34-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area4,100 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area119,964 sqft
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1848 REDWOOD DR
CityAPTOS
StateCA
Zip95003-2513
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeR-1-3AC
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1848 REDWOOD DR, APTOS, CA 95003-2513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Apr 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 5, 2019Grant Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 23, 2018Affidavit of Death, Transfer
ATTORNEY ONLY
Sep 22, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Sep 21, 2017Quit Claim Deed, Transfer · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Deed Document Number201938108
Last Transfer DateSep 24, 2021
Transfer Doc0000049820
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 30, 2021
Property Address1848 REDWOOD DR, APTOS, CA 95003-2513
Document Number0000049820
Map ReferenceMB 13 PG 53
Instrument DateSep 24, 2021
Instrument2021-0049820
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1848 REDWOOD DR, APTOS, CA 95003-2513

Mortgage

Document Number0000049821
DateSep 30, 2021
Instrument2021-0049821
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 7, 2020
Property Address1848 REDWOOD DR, APTOS, CA 95003-2513
Document Number0000011924
Instrument DateMar 17, 2020
Instrument11924
Transaction TypeTransfer
Record UpdatedMay 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1848 REDWOOD DR APTOS CA 950032513, APTOS, CA 95003-2513

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 5, 2019
Property Address1848 REDWOOD DR, APTOS, CA 95003-2513
Document Number0000038108
Map ReferenceMB 13 PG 53
Instrument DateDec 3, 2019
Instrument2019-0038108
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 REDWOOD DR, APTOS, CA 95003-2513

Mortgage

Document Number0000038109
DateDec 5, 2019
Instrument2019-0038109
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

February 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSANTA CRUZ CA
Recording DateFeb 23, 2018
Property Address1848 REDWOOD DR, APTOS, CA 95003-2513
Document Number0000005661
Instrument DateFeb 8, 2018
Instrument5661
Transaction TypeTransfer
Record UpdatedMar 5, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1848 REDWOOD DR APTOS CA 950032513, APTOS, CA 95003-2513

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 22, 2017
Property Address1848 REDWOOD DR, APTOS, CA 95003-2513
Document Number0000031626
Instrument DateSep 15, 2017
Instrument31626
Transaction TypeTransfer
Record UpdatedOct 16, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1848 REDWOOD DR APTOS CA 950032513, APTOS, CA 95003-2513

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 21, 2017
Property Address1848 REDWOOD DR, APTOS, CA 95003-2513
Document Number0000031498
Instrument DateSep 15, 2017
Instrument31498
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1848 REDWOOD DR APTOS CA 950032513, APTOS, CA 95003-2513

Mortgage

Document Number31499
DateSep 21, 2017
Instrument31499
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$987,235 (+2%) Land $557,760 Building $429,475
2025$17,353.00 (+6.17%)$967,877 (+4.04%) Land $546,823 Building $421,054
2023$16,344.00 (+1.16%)$930,293 Land $525,589 Building $404,704$964,260
2022$16,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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