Flagler County property record for 20 Ashford Lakes Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,390 sqft Heated Area |
| Lot Size | 14,810 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $392,800 (2019) |
| Tax Bill | $4,740.00 (2025) |
| Primary APN | 22-14-31-0250-00000-0500 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 3,390 sqft Heated Area |
| Gross Area | 4,456 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.339 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 970 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 20 ASHFORD LAKES DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1492 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHFORD LAKES ESTATES LOT 50 MB 37 PG 42 OR 1977/1827 OR 2257/1433 OR 2294/1646 OR 2365/645 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 22 |
| Legal Subdivision | ASHFORD LAKES ESTATES |
| Legal Lot Number | 50 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 4 |
| Census Block | 4142 |
| Census Tract | 60207 |
Source: Flagler County records · APN 22-14-31-0250-00000-0500
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jun 26, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) KBHS HM LNS LLC |
| Feb 05, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Feb 05, 2018 · Amount on Record |
| Deed Doc Number | 2019023444 |
| Deed Book / Page | 2365 / 0645 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 20 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492 |
| Document Number | 0024760654 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 2476/654 |
| Instrument | 2020036513 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 20 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492 |
| Document Number | 0023650645 |
| Book / Page | 002365 / 000645 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 23444 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,749.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 20 ASHFORD LAKES DR ORMOND BEACH FL 321741492, ORMOND BEACH, FL 32174-1492 |
| Document Number | 23650647 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 002365/000647 |
| Instrument | 23445 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 05, 2018 |
| Property Address | 20 ASHFORD LAKES DR, ORMOND BEACH, FL 32174-1492 |
| Document Number | 0022571433 |
| Book / Page | 002257 / 001433 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 4454 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6966 BUSINESS PARK BLVD N JACKSONVILLE FL 322562735, JACKSONVILLE, FL 32256-2735 |
| Investor | Possibly a Property Investor |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,740.00 (-4.11%) Homeowner's exemption | $385,833 (+5.99%) | $569,668 (+5.73%) Land $112,000 Building $457,668 |
| 2023 | $4,943.00 (+4.66%) Homeowner's exemption | $364,039 (+3%) | $538,796 (+2.77%) Land $81,000 Building $457,796 |
| 2022 | $4,723.00 Homeowner's exemption | $353,436 | $524,275 Land $81,000 Building $443,275 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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