20 Apache Trl, Palmyra, VA 22963 Property Records

Fluvanna County property record for 20 Apache Trl, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,652 sqft Living Area
Lot Size	2,172,729 sqft (49.8 acres)
Occupancy	Owner Occupied
Tax Bill	$2,150.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`9 A 5`
Alternative APN	`4130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,652 sqft Living Area
1st Floor	1,652 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Softwood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Exterior Material	Logs Exterior
Roof Construction	Gable Roof Construction
Roof Material	Tin Roof
Lot Area	2,172,729 sqft (49.8 acres)

Exterior Amenities

Shed	1 Shed
Porch Area	480 sqft Porch
Topography	Rolling Topography
Pole Structure	Pole Structure

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	4130
Street Address	20 APACHE TRL
City	PALMYRA
State	VA
Zip	22963-3112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	INST 220003873 AC 49.879
Legal Block	5
Jurisdiction	FLUVANNA VA
Minor Civil Division	PALMYRA
Census Blockgroup	1
Census Block	1001
Census Tract	20104

Owner

Source: Fluvanna County records · APN 9 A 5

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 APACHE TRL, PALMYRA, VA 22963-3112
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 29, 2022
Transfer Doc	0000003873
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,800 (%) Land $236,500 Building $218,300	$454,800 (%) Land $236,500 Building $218,300
2025	$2,150.00 (-15.69%)	$454,816 (-3.68%) Land $236,516 Building $218,300	$454,816 (-3.68%) Land $236,516 Building $218,300
2023		$472,200 Land $236,500 Building $235,700	$472,200 Land $236,500 Building $235,700
2022	$2,550.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.