St. Clair County property record for 20 Able Dr, Leeds, AL 35094
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,194 sqft · built 1990 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-01-12-0-001-003.011 |
| Primary APN | 26-01-12-0-001-003.011 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,194 sqft Living Area |
| 1st Floor Area | 2,194 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00500048 |
|---|---|
| Street Address | 20 ABLE DR |
| City | LEEDS |
| State | AL |
| Zip | 35094-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR SE4 NW4 E 241.66' N 50' E 10.93'TO POB NW 182.64' NE 168.72' SE 39.9' SE 232.78' TO ROYAL OAKS DR SW ALG RW 15.9' |
| Legal Range | 01E |
| Legal Township | 17S |
| Legal Section | 12 |
| Legal Subdivision | OAKS S D |
| Legal Tract | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40105 |
Source: St. Clair County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 ABLE DR, LEEDS, AL 35094-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage TJC MTG |
| Feb 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2014 |
| Deed Sale | Sep 4, 2014 |
| Deed Book / Page | 2014 / 10379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 20 ABLE DR, LEEDS, AL 35094-4612 |
| Document Number | 0000053070 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ABLE DR LEEDS AL 350944612, LEEDS, AL 35094-4612 |
| Document Number | 0000053070 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 53070 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 20 ABLE DR, LEEDS, AL 35094-4612 |
| Document Number | 0000008633 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ABLE DR LEEDS AL 350944612, LEEDS, AL 35094-4612 |
| Document Number | 0000008633 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 8633 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Moody City |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 (+18.33%) | $23,740 (-49.98%) | $237,290 (-) |
| 2023 | $47,458 Land $5,460 Building $41,998 | $237,290 Land $27,300 Building $209,990 | |
| 2022 | $982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOK SPRINGS WATER AUTHORITY serves 4,569 people · EPA ID AL0001434 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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