St. Clair County property record for 190 Able Dr, Leeds, AL 35094
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,148 sqft · built 1974 |
| Lot Size | 9.2 acres (400,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,000 (Sep 2023) |
| Tax Bill | $1,707 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-01-12-0-001-004.002 |
| Primary APN | 26-01-12-0-001-004.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,148 sqft Heated Area |
| 1st Floor Area | 2,148 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 400,752 sqft (9.2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 190 ABLE DR |
|---|---|
| City | LEEDS |
| State | AL |
| Zip | 35094-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR SW4 SW4 N 480.22' TO POB SW 344.12' N 38.55' SW 324.68' N 570.86' NE 435.05' N 114.74' NE ALG I-20 238.45' S 658.7 |
| Legal Range | 01E |
| Legal Township | 17S |
| Legal Section | 12 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | MOODY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 40105 |
Source: St. Clair County records, as of April 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 ABLE DR, LEEDS, AL 35094-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Aug 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Dec 23, 2020 · Amount on File |
| Deed Book / Page | 2023 / 10694 |
| Prior Transfer Date | Dec 21, 2020 |
| Prior Transfer Doc | 0000015424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 190 ABLE DR, LEEDS, AL 35094-4613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8496 LANEWOOD CIR, LEEDS, AL 35094-7904 |
| Document Number | 0000040095 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 2023/40095 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | 2050 PARKWAY OFFICE CIR, HOOVER, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | May 12, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 190 ABLE DR, LEEDS, AL 35094-4613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000042037 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | MTG 2019/42037 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Dec 23, 2020 |
| Property Address | 190 ABLE DR, LEEDS, AL 35094-4613 |
| Document Number | 0000015424 |
| Book / Page | DEED 2020 / 15424 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 ABLE DR, 190, LEEDS, AL 35094-4613 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4016 BACK FORTY LN, MOODY, AL 35004-2540 |
| Document Number | MTG202070312 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | MTG 2020/70312 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Recording Date | Aug 23, 2017 |
| Property Address | 190 ABLE DR, LEEDS, AL 35094-4613 |
| Document Number | 0000009526 |
| Book / Page | 2017 / 09526 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 ABLE DR, LEEDS, AL 35094-4613 |
| Document Number | 0201728504 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017/28504 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: St. Clair County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Moody City |
| Unified School District | St. Clair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,707.00 (+34.83%) | $34,420 (-55.41%) | $404,240 (+4.74%) |
| 2023 | $77,190 Land $16,420 Building $60,770 | $385,950 Land $82,100 Building $303,850 | |
| 2022 | $1,266.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOK SPRINGS WATER AUTHORITY serves 4,569 people · EPA ID AL0001434 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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