20 20th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 20 20th St, Oceano, CA 93445

Property Summary

Property Type	Vacant Land
Lot Size	0.029 acres (1,275 sqft)
Owner	Individual on Record
Tax Bill	$372 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-087-015`

Property Details

APN / Parcel Number

Primary APN	`062-087-015`

Exterior

Lot Area	1,275 sqft (0.029 acres)

Location & Zoning

Street Address	20TH ST
City	OCEANO
State	CA
Zip	93445
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RMF
Legal Description	WHEELER SUB OF LT L BL 6 LT A
Legal Subdivision	WHEELER SUB
Legal Block	6
Legal Lot Number	A,L
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1012
Census Tract	12201

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2345 SEE CANYON RD, SAN LUIS OBISPO, CA 93405-8024
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 16, 2005
Last Transfer Date	Feb 1, 2019
Transfer Doc	0000003740
Record Updated	Jun 8, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 1, 2019
Property Address	20TH ST, OCEANO, CA 93445
Document Number	0000003740
Instrument Date	Jan 16, 2019
Instrument	3740
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2345 SEE CANYON RD SAN LUIS OBISPO CA 934058024, SAN LUIS OBISPO, CA 93405-8024

Mortgage

Document Number	3741
Date	Feb 1, 2019
Instrument	3741

Lender

Name	MERLE J CARGAY
Address	1217 GROVE WAY, HAYWARD, CA 94541-2137

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$372.00 (+4.49%)	$34,837 (+4.04%) Land $34,837
2023	$356.00 (+1.71%)	$33,485 Land $33,485
2022	$350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.