1304 20th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1304 20th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,299 sqft · built 1977
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on Record
Last Sale$449,000 (May 2019)
Tax Bill$5,680 (2025)
Deeds & MortgagesMay 2019 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN062-261-066

Property Details

APN / Parcel Number

Primary APN062-261-066

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,299 sqft Living Area

Exterior

Year BuiltBuilt 1977
Construction TypeWood
Lot Area5,850 sqft (0.134 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1304 20TH ST
CityOCEANO
StateCA
Zip93445-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 556 LT 66
Legal Subdivision556 SANDPOINTE TERRACE
Legal Tract556
Legal Lot Number66
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1001
Census Tract12201

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1304 20TH ST, OCEANO, CA 93445-9347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Prior SaleDec 11, 1997 · Amount on Record
Deed Document Number2019017787
Record UpdatedJun 8, 2026

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 14, 2019
Property Address1304 20TH ST, OCEANO, CA 93445-9347
Document Number0000017787
Map ReferenceMB 9 PG 14
Instrument DateApr 11, 2019
Instrument2019017787
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1304 20TH ST, OCEANO, CA 93445-9347

Mortgage

Document Number0000017790
DateMay 14, 2019
Instrument2019017790
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0000017789
DateMay 14, 2019
Instrument2019017789
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,680.00 (+4.62%)$500,863 (+4.04%) Land $250,989 Building $249,874
2023$5,429.00 (+1.44%)$481,416 Land $241,244 Building $240,172
2022$5,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

Nearby Properties on 20th St

Nearby Streets

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