2 Xebec Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2 Xebec Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,484 sqft · built 1991
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2017)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 8 397`

Property Details

APN / Parcel Number

Primary APN	`18A 8 397`
Alternative APN	`311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,412 sqft
Basement Area	1,412 sqft
Finished Basement	1,412 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,600 sqft (0.427 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Built-in
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	90 sqft
Deck Area	122 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	311
Street Address	2 XEBEC RD
City	PALMYRA
State	VA
Zip	22963-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 979-217 NAHOR-8 LOT 397 18,616 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	39
Legal Lot Number	397
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3001
Census Tract	20104

Owner

Source: Fluvanna County records · APN 18A 8 397

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 XEBEC RD, PALMYRA, VA 22963-2743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE
Jan 24, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	Nov 09, 2012 · Amount on Record
Deed Document Number	2017245
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2 XEBEC RD, PALMYRA, VA 22963-2743
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210005015
Date	Oct 04, 2021
Instrument	210005015

Lender

Name	COLTEN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 24, 2017
Property Address	2 XEBEC RD, PALMYRA, VA 22963-2743
Document Number	1700245
Map Reference	PB 89 PG 637
Instrument Date	Jan 06, 2017
Instrument	1700245
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 XEBEC RD, PALMYRA, VA 22963-2743

Mortgage

Document Number	1700246
Date	Jan 24, 2017
Instrument	1700246

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,500 (-) Land $30,000 Building $347,500	$377,500 (-) Land $30,000 Building $347,500
2025	$2,850.00 (+21.07%)	$377,500 (+35.3%) Land $30,000 Building $347,500	$377,500 (+35.3%) Land $30,000 Building $347,500
2023		$279,000 Land $30,000 Building $249,000	$279,000 Land $30,000 Building $249,000
2022	$2,354.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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