9 Xebec Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 9 Xebec Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1990
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Apr 2018)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Oct 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`18A 8 383`

Property Details

APN / Parcel Number

Primary APN	`18A 8 383`
Alternative APN	`2729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	1,504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	170 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2729
Street Address	9 XEBEC RD
City	PALMYRA
State	VA
Zip	22963-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 180001185 NAHOR-8 LOT 383 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	38
Legal Lot Number	383
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3009
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 XEBEC RD, PALMYRA, VA 22963-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK
Oct 6, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20181185
Record Updated	Sep 20, 2026

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 20, 2018
Property Address	9 XEBEC RD, PALMYRA, VA 22963-2741
Document Number	0001801185
Map Reference	PB 89 PG 6387
Instrument Date	Apr 5, 2018
Instrument	1801185
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 XEBEC RD, PALMYRA, VA 22963-2741

Mortgage

Document Number	0001801186
Date	Apr 20, 2018
Instrument	1801186

Lender

Name	PRESIDENTIAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FLUVANNA VA
Recording Date	Oct 6, 2017
Property Address	9 XEBEC RD, PALMYRA, VA 22963-2741
Document Number	0001703255
Map Reference	PB 89 PG 637
Instrument Date	Sep 20, 2017
Instrument	1703255
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 JONES BRANCH DR, MCLEAN, VA 22102-3107

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,300 (-) Land $30,000 Building $228,300	$258,300 (-) Land $30,000 Building $228,300
2025	$1,950.00 (+9.55%)	$258,300 (+22.48%) Land $30,000 Building $228,300	$258,300 (+22.48%) Land $30,000 Building $228,300
2023		$210,900 Land $30,000 Building $180,900	$210,900 Land $30,000 Building $180,900
2022	$1,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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