2 W State St, Geneva, IL 60134 Property Records

Kane County property record for 2 W State St, Geneva, IL 60134

Property Summary

Property Type	Commercial
Lot Size	0.102 acres (4,447 sqft)
Owner	Company Name on Record
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-03-482-015`

Property Details

APN / Parcel Number

Primary APN	`12-03-482-015`

Interior

Total Rooms	6 Rooms
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	4,447 sqft (0.102 acres)
View / Lot	River

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2 W STATE ST
City	GENEVA
State	IL
Zip	60134
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E 95.85 L 1 BLK A OT GENEVA
Legal Subdivision	MINARDS ADD/GENEVA
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2033
Census Tract	852608

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	77 N 1ST ST, GENEVA, IL 60134-2220
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Aug 30, 2019
Property Address	2 W STATE ST, GENEVA, IL 60134
Instrument Date	Aug 29, 2019
Instrument	39989
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	PROPER TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 N 1ST ST GENEVA IL 601342220, GENEVA, IL 60134-2220

Mortgage

Document Number	0000039989
Date	Aug 30, 2019
Instrument	39989

Lender

Name	BUSEY BK
Type	Bank
Address	13901 S BELL RD, HOMER GLEN, IL 60491-8503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 29, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+13.56%)	$34,997 (+8.5%) Land $34,997	$105,033 (+8.5%) Land $105,033
2024		$32,255 (+18.38%) Land $32,255	$96,804 (+18.43%) Land $96,804
2022	$2,367.00 (+2.03%)	$27,247 (+3.86%) Land $27,247	$81,741 (+3.86%) Land $81,741
2021	$2,320.00	$26,234 Land $26,234	$78,702 Land $78,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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