2 W 28th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2 W 28th St, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage1,088 sqft Finished Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$210,000 (2026)
Tax Bill$1,921.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-24-08-007.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,088 sqft Finished Area
Gross Area1,268 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2 W 28TH ST
CityCOVINGTON
StateKY
Zip41015-1101
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionROGERS LOT 70 & PT LOT 71
Legal SubdivisionROGERS M
Legal Lot Number70,71
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1001
Census Tract61400

Owner

Source: Kenton County records · APN 055-24-08-007.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2 W 28TH ST, COVINGTON, KY 41015-1101
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
STONE MORTGAGE CORPORATION
May 28, 2026Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE
Jun 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITY OF CANTON
Nov 10, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMELENDING
Sep 03, 2020Deed of Trust, Mortgage · Line of Credit
US BK
Aug 22, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleNov 10, 2021 · Amount on Record
Deed Doc Number202611028
Deed Book / Page438 / 93
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 28, 2026
Property Address2 W 28TH ST, COVINGTON, KY 41015-1101
Document Number0000011029
Book / Page438 / 96
Instrument DateMay 22, 2026
Instrument202611029
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 AFTON DR, FLORENCE, KY 41042-8511

Mortgage

Document Number0000011029,
DateMay 28, 2026
Book Page438/96
Instrument202611029
Lender
NameSTONE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 28, 2026
Property Address2 W 28TH ST, COVINGTON, KY 41015-1101
Document Number0000011028
Book / Page438 / 93
Instrument DateMay 22, 2026
Instrument202611028
Transaction TypeTransfer
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21,210.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 W 28TH ST, COVINGTON, KY 41015-1101

Mortgage

Document Number0000011029,
DateMay 28, 2026
Instrument2026052811029
Lender
NameSTOCKTON MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJun 23, 2026
Property Address2 W 28TH ST, COVINGTON, KY 41015-1101
Document Number0000012967
Book / Page449 / 103
Instrument DateMay 19, 2026
Instrument202612967
Transaction TypeMortgage
Record UpdatedJul 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 W 28TH ST, COVINGTON, KY 41015-1101

Mortgage

Document Number0000012967,
DateJun 23, 2026
Book Page449/103
Instrument202612967
Lender
NameCITY OF CANTON
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 19, 2036
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 10, 2021
Property Address2 W 28TH ST, COVINGTON, KY 41015-1101
Document Number0005900001
Book / Page130 / 260
Instrument DateNov 05, 2021
Instrument21111005900001
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3265 MADONNA DR, 3265, EDGEWOOD, KY 41017-2681

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 W 28TH ST, COVINGTON, KY 41015-1101

Mortgage

Document Number0005900002
DateNov 10, 2021
Instrument21111005900002
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2 W 28TH ST, COVINGTON, KY 41015-1101
Document Number0000000015
Instrument DateSep 03, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 W 28TH ST COVINGTON KY 410151101, COVINGTON, KY 41015-1101

Mortgage

Document Number0000000015
DateSep 24, 2020
Book Page00M101/000699
Instrument15
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 23, 2040
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 22, 2018
Property Address2 W 28TH ST, COVINGTON, KY 41015-1101
Document Number0000000158
Book / Page0C6482 / 000301
Instrument DateAug 17, 2018
Instrument158
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyPRISM TITLE AND CLOSING SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$79.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 W 28TH ST COVINGTON KY 410151101, COVINGTON, KY 41015-1101

Mortgage

Document NumberC64820305
DateAug 22, 2018
Book Page0C6482/000305
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 21, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (-0.52%)$145,000 (-) Land $5,000 Building $140,000$145,000 (-) Land $5,000 Building $140,000
2023$1,931.00$145,000 Land $5,000 Building $140,000$145,000 Land $5,000 Building $140,000

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