2 Virginia Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 2 Virginia Rd, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,239 sqft · built 1916
Lot Size	0.225 acres (9,792 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Apr 2024)
Tax Bill	$9,912 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:007.0-0000-0209.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:007.0-0000-0209.0`
Alternative APNs	`M:007.0=0000=0209.0` `180000000130` `180000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,239 sqft Living Area
Gross Area	3,254 sqft
Basement Area	868 sqft
Unfinished Basement	521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,792 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	180000000130
Street Address	2 VIRGINIA RD
City	READING
State	MA
Zip	01867-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5014
Census Tract	334100

Owner

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 VIRGINIA RD, READING, MA 01867-3860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP
Apr 12, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ONTO MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Nov 1, 1977 · Amount on Record
Deed Document Number	202436835
Deed Book / Page	82661 / 175
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	2 VIRGINIA RD, READING, MA 01867-3860
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085114-248
Date	Jan 13, 2026
Book Page	85114/248
Instrument	3910

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 12, 2024
Property Address	2 VIRGINIA RD, READING, MA 01867-3860
Document Number	082661-175
Book / Page	82661 / 175
Instrument Date	Apr 12, 2024
Instrument	36835
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 VIRGINIA RD, READING, MA 01867-3860

Mortgage

Document Number	0000036836
Date	Apr 12, 2024
Instrument	36836

Lender

Name	ONTO MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,912.00 (-1.23%)	$870,200 (+1.64%) Land $550,700 Building $319,500	$912,000 (+0.27%)
2024	$10,035.00 (+6.1%)	$856,200 (+13.98%) Land $541,800 Building $314,400	$909,530
2023	$9,458.00	$751,200 Land $474,600 Building $276,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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