Middlesex County and Reading Town property record for 18 Virginia Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,452 sqft · built 1929 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,655 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:007.0-0000-0185.0 |
| Primary APN | READ M:007.0-0000-0185.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 3,210 sqft |
| Basement Area | 726 sqft |
| Unfinished Basement | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,123 sqft (0.232 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 170000000280 |
|---|---|
| Street Address | 18 VIRGINIA RD |
| City | READING |
| State | MA |
| Zip | 01867-3862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 VIRGINIA RD, READING, MA 01867-3862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 18 VIRGINIA RD, READING, MA 01867-3862 |
| Document Number | 68706-82 |
| Book / Page | 068706 / 000082 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | 68706-82 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 068706/000082 |
| Instrument | 1196 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,655.00 (+0.88%) | $880,900 (+4.83%) Land $579,100 Building $294,700 | $869,040 (+19.31%) |
| 2025 | $9,571.00 (-1.22%) | $840,300 (+1.65%) Land $552,200 Building $288,100 | $728,365 (+4.09%) |
| 2024 | $9,689.00 (+6.12%) | $826,700 (+14%) Land $543,200 Building $283,500 | $699,770 |
| 2023 | $9,130.00 | $725,200 Land $475,900 Building $249,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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