2 Tower St, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 2 Tower St, Guilderland, NY 12084 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1947
Square Footage	1,260 sqft Living Area
Lot Size	9,600 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$263,000 (2023)
Tax Bill	$5,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 40.13-1-37`
Alternative APNs	`308904001300010370000000` `04001300010370000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,260 sqft Living Area
1st Floor	840 sqft 1st Floor
Upper Floors	420 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,600 sqft (0.22 acres)
Depth X Width	160 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	288 sqft Garage
Shed	1 Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	04001300010370000000
Street Address	2 TOWER ST
City	GUILDERLAND
State	NY
Zip	12084-9755
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Subdivision	WORTHY C COX
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	1
Census Block	1008
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 40.13-1-37

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 TOWER ST, GUILDERLAND, NY 12084-9755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Deed Doc Number	202317090
Record Refreshed	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 TOWER ST, GUILDERLAND, NY 12084-9755
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 PATROON CREEK BLVD 4273, 4273, ALBANY, NY 12206-5050

Mortgage

Document Number	0000007091
Date	Sep 22, 2023
Instrument	R2023-17091

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,782.00 (+315.97%)	$193,500 (+2.93%) Land $39,000 Building $154,500	$258,000 (+16.65%) Land $52,000 Building $206,000
2023		$188,000 (-) Land $38,000 Building $150,000	$221,176 (+7.06%) Land $44,706 Building $176,470
2022		$188,000 Land $38,000 Building $150,000	$206,593 Land $41,758 Building $164,835
2021	$1,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.