1 Tower St, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 1 Tower St, Guilderland, NY 12084

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1940
Lot Size0.363 acres (15,817 sqft)
OwnerIndividual Name on Record
Last Sale$74,900 (Jun 1999)
Tax Bill$6,726 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 40.13-1-15

Property Details

APN / Parcel Number

Primary APN013089 40.13-1-15
Alternative APNs
  • 308904001300010150000000
  • 04001300010150000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area15,817 sqft (0.363 acres)
Lot Dimensions120 ft deep x 131 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04001300010150000000
Street Address1 TOWER ST
CityGUILDERLAND
StateNY
Zip12084-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 7 & 8
Legal Block1
Legal Lot Number15.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1011
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 TOWER ST, GUILDERLAND, NY 12084-9755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 1999 · Amount on Record
Deed SaleJun 9, 1999 · Amount on Record
Prior SaleOct 27, 1995 · Amount on Record
Deed Book / Page2631 / 1138
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address1 TOWER ST, GUILDERLAND, NY 12084-9755
Document Number0000005662
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 TOWER ST GUILDERLAND NY 120849755, GUILDERLAND, NY 12084-9755

Mortgage

Document Number0000005662
DateMar 25, 2019
Instrument5662
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 24, 2039

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,726.00 (+71.84%) Additional exemption filed$139,000 (-) Land $28,000 Building $111,000$185,333 (+13.33%) Land $37,333 Building $148,000
2023$139,000 (-) Land $28,000 Building $111,000$163,529 (+7.06%) Land $32,941 Building $130,588
2022$139,000 Land $28,000 Building $111,000$152,747 Land $30,769 Building $121,978
2021$3,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tower St

Nearby Streets

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