2 Terrace Rd, #1, Ladera Ranch, CA 92694 Property Records

Orange County property record for 2 Terrace Rd, #1, Ladera Ranch, CA 92694

Property Summary

Property TypeCommercial
OwnerCompany Name on File
Tax Bill$169,848 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN938-807-56

Property Details

APN / Parcel Number

Primary APN938-807-56

Location & Zoning

Street Address2 TERRACE RD, 1
CityLADERA RANCH
StateCA
Zip92694-1182
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionN TR 17795 BLK LOT 1 UN 1 LOT 1 OF TRACT 17795 OF CONDO PROJECT 938-80
Legal SubdivisionLADERA SPORTS CENTER CONDOMINIUMS
Legal Tract17795
Legal Lot Number1
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2007
Census Tract32066

Owner

2 Terrace Rd, #1, a commercial property, is owned by a company.

Source: Orange County records, as of August 4, 2026

Owner of RecordCompany Name on File
Mailing Address10 TERRACE RD, LADERA RANCH, CA 92694-1182
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2 TERRACE RD # 1, 1, LADERA RANCH, CA 92694-1182
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOMMONWEALTH LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044364
DateFeb 7, 2018
Instrument2018000044364
Lender
NameSUNWEST BANK
TypeBank
Address92961
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Terrace Rd, #1 was $169,848, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$14,791,779 (+2%) Land $2,443,322 Building $12,348,457
2025$169,848.00 (+1.92%)$14,501,745 Land $2,395,414 Building $12,106,331
2024$166,656.00 (+2.07%)
2023$163,273.00 (+0.62%)$13,938,626 Land $2,302,398 Building $11,636,228
2022$162,273.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Terrace Rd, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Terrace Rd, #1 is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 55% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber
2,000 / 100
Verizon
Fixed Wireless
300 / 20
GeoLinks
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Terrace Rd

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