Monroe County property record for 2 Sunset Cay Rd, Key Largo, FL 33037 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 1999 |
| Square Footage | 4,376 sqft Living Area |
| Lot Size | 24,383 sqft (0.559 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,900,000 (2011) |
| Tax Bill | $39,669.00 (2024) |
| Primary APN | 00572250-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,376 sqft Living Area |
| 1st Floor | 4,376 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Other Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 24,383 sqft (0.559 acres) |
| Garage Area | 4,259 sqft Garage |
| Pool Area | 540 sqft Pool |
|---|---|
| Patio Area | 2,340 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 2,267 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1706752 |
|---|---|
| Old Parcel Number | 12594000572250000000 |
| Street Address | 2 SUNSET CAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3726 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 16 LT 1 AND PT ADJ PARCEL LYING SELY LT 1 OCEAN REEF PLAT 3 PB4-91 PB5-63 KEY LARGO OR280-67-68 CO JUDGE'S DOCKET NO |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN REEF NO 3 SUBD OF TRACT D |
| Legal Tract | D |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3095 |
| Census Tract | 972700 |
Source: Monroe County records · APN 00572250-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 24 DOCKSIDE LN, KEY LARGO, FL 33037-5267 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 27, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2011 · Amount on Record |
| Deed Sale | May 18, 2011 · Amount on Record |
| Prior Sale | Oct 22, 1997 · Amount on Record |
| Deed Doc Number | 1836460 |
| Deed Book / Page | 2518 / 0783 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2 SUNSET CAY RD, KEY LARGO, FL 33037-3726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028661088 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 2866/1088 |
| Instrument | 2132987 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 05, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 2 SUNSET CAY RD, KEY LARGO, FL 33037-3726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029262112 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 2926/2112 |
| Instrument | 2186451 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,061,420 (+5.99%) | $15,399,808 (+15.49%) Land $13,977,054 Building $1,422,754 | |
| 2024 | $39,669.00 (+1.99%) | ||
| 2023 | $38,896.00 (+4.76%) Homeowner's exemption | $5,719,023 (+3%) | $13,333,907 (+75.86%) Land $11,946,200 Building $1,387,707 |
| 2022 | $37,128.00 Homeowner's exemption | $5,552,450 | $7,582,087 Land $6,212,024 Building $1,370,063 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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