2 Stuart Dr, Spencer, NC 28159 Property Records

Rowan County property record for 2 Stuart Dr, Spencer, NC 28159 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2003
Square Footage	3,663 sqft Living Area
Lot Size	27,007 sqft (0.62 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2015)
Tax Bill	$5,410.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`043A029`
Alternative APN	`6338173`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,663 sqft Living Area
1st Floor	2,544 sqft 1st Floor
Basement Area	1,704 sqft Basement
Unfinished Basement	1,704 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Brick Exterior
Lot Area	27,007 sqft (0.62 acres)
Deck Area	275 sqft Deck
Porch	1 Porch
Porch Area	234 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2 STUART DR
City	SPENCER
State	NC
Zip	28159-1960
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L2
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	1
Census Block	1000
Census Tract	50500

Owner

Source: Rowan County records · APN 043A029

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 STUART DR, SPENCER, NC 28159-1960
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Deed Book / Page	1256 / 97
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2 STUART DR, SPENCER, NC 28159-1960
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013480985
Date	May 26, 2020
Book Page	1348/985

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,410.00	$478,789 (-) Land $75,000 Building $403,789
2023	$5,410.00	$478,789 Land $75,000 Building $403,789	$478,789 Land $75,000 Building $403,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.