Rowan County property record for 1 Stuart Dr, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 5 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,861 sqft Living Area |
| Lot Size | 0.73 acres |
| Garage | Detached, 702 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2019) |
| Tax Bill | $7,816.00 (2023) |
| Primary APN | 043A069 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,861 sqft Living Area |
| 1st Floor | 2,574 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 31,799 sqft |
| Garage Type | Detached Garage |
| Garage Area | 702 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 480 sqft Pool |
| Porch | 1 Porch |
| Porch Area | 660 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 6109083 |
|---|---|
| Street Address | 1 STUART DR |
| City | SPENCER |
| State | NC |
| Zip | 28159-1961 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L65 SEC G JOHN S. HENDERSON ESTATE |
| Legal Subdivision | DIVISION/JOHN S HENDERSON ESTA |
| Legal Lot Number | 65 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 50500 |
Source: Rowan County records · APN 043A069
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 STUART DR, SPENCER, NC 28159-1961 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Deed Doc Number | 0001336290 |
| Deed Book / Page | 1336 / 290 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1 STUART DR, SPENCER, NC 28159-1961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013960811 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 1396/811 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1 STUART DR, SPENCER, NC 28159-1961 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013660544 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 1366/544 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 15, 2019 |
| Property Address | 1 STUART DR, SPENCER, NC 28159-1961 |
| Document Number | 0013360290 |
| Book / Page | 001336 / 000290 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1 STUART DR SPENCER NC 281591961, SPENCER, NC 28159-1961 |
| Document Number | 13360291 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 001336/000291 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,816.00 | $691,706 Land $42,000 Building $649,706 | $691,706 Land $42,000 Building $649,706 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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