2 Senate Dr, Mountain Top, PA 18707 Property Records

Luzerne County property record for 2 Senate Dr, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	738 sqft · built 1968
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Oct 2020)
Tax Bill	$2,521 (2026)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-M9S5-006-002`

Property Details

APN / Parcel Number

Primary APN	`64-M9S5-006-002`
Alternative APNs	`64-M9S5-006-002-000` `6400M9S5 006002`

Interior

Stories	1 Story
Building Area	738 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	116 ft deep x 102 ft wide

Location & Zoning

Old Parcel Number	64-M9S5-006-002
Street Address	2 SENATE DR
City	MOUNTAIN TOP
State	PA
Zip	18707-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-221-D4-1-D55-6 2 SENATE DR
Legal Subdivision	CAPITAL HILL VILLAGE ALLOTMENT
Legal Block	6
Legal Lot Number	2
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	3
Census Block	3011
Census Tract	215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 SENATE DR, MOUNTAIN TOP, PA 18707-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 7, 2020	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	202048215
Deed Book / Page	3020 / 200858
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	2 SENATE DR, MOUNTAIN TOP, PA 18707-2313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059654
Date	Oct 18, 2017
Book Page	3017/210116
Instrument	201759654

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MOUNTAIN TOP, PA 18707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Oct 7, 2020
Property Address	2 SENATE DR, MOUNTAIN TOP, PA 18707-2313
Document Number	0000048215
Book / Page	3020 / 200858
Instrument Date	Oct 1, 2020
Instrument	202048215
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	KEYSTONE PREMIER SETMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SENATE DRIVE, HOCKESSIN, DE 19707

Mortgage

Document Number	0000048216
Date	Oct 7, 2020
Instrument	202048216

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Mar 27, 2017
Property Address	2 SENATE DR, MOUNTAIN TOP, PA 18707-2313
Document Number	0000015910
Book / Page	003017 / 055995
Instrument Date	Mar 24, 2017
Instrument	15910
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SENATE DR MOUNTAIN TOP PA 187072313, MOUNTAIN TOP, PA 18707-2313

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,521.00 Homeowner's exemption	$122,000 (-) Land $45,300 Building $76,700
2025	$2,521.00 (+5%)
2024		$122,000 Land $45,300 Building $76,700
2023	$2,401.00
2009			$122,000 Land $45,300 Building $76,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 94% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Service Electric Cable TV Cable	2,000 / 40
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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