15 Senate Dr, Mountain Top, PA 18707 Property Records

Luzerne County property record for 15 Senate Dr, Mountain Top, PA 18707

Property Summary

Property TypeSingle Family Home
Details2,218 sqft · built 1978
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Tax Bill$4,904 (2026)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN64-M9S5-005-007

Property Details

APN / Parcel Number

Primary APN64-M9S5-005-007
Alternative APNs
  • 64-M9S5-005-007-000
  • 6400M9S5 005007

Interior

Stories1 Story
Building Area2,218 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions117 ft deep x 103 ft wide

Location & Zoning

Old Parcel Number64-M9S5-005-007
Street Address15 SENATE DR
CityMOUNTAIN TOP
StatePA
Zip18707-2325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description64-221-D4-1-D64-1 15 SENATE DR
Legal Block5
Legal Lot Number7
JurisdictionLUZERNE PA
Township / Civil DivisionWRIGHT
Census Block Group3
Census Block3012
Census Tract215502

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 SENATE DR, MOUNTAIN TOP, PA 18707-2325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 1998
Deed SaleSep 28, 1998
Deed Book / Page2653 / 135
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUZERNE PA
Property Address15 SENATE DR, MOUNTAIN TOP, PA 18707-2325
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIGER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001747
DateJan 9, 2020
Book Page3020/005321
Instrument202001747
Lender
NameFNCB BANK
TypeBank
AddressSCRANTON, PA 18512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term234 Months
DueJun 30, 2039

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLuzerne County
County SubdivisionWright Township
Unified School DistrictCrestwood School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,904.00 Homeowner's exemption$237,300 (-) Land $52,900 Building $184,400
2025$4,904.00 (+4.99%)
2024$237,300 Land $52,900 Building $184,400
2023$4,671.00
2009$237,300 Land $52,900 Building $184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1985)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 94% of Pennsylvania
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW CRYSTAL LAKE
private · serves 9,773 people · EPA ID PA2409003
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Service Electric Cable TV
Cable
2,000 / 40
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Senate Dr

Nearby Streets

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