2 School St, #130, Central Falls, RI 02863 Property Records

Lincoln Town property record for 2 School St, #130, Central Falls, RI 02863

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,822 sqft · built 1850
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2026)
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-17319-51`

Property Details

APN / Parcel Number

Primary APN	`3-17319-51`
Alternative APN	`LINC M:32 L:048.0 U:130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-17319-51
Street Address	2 SCHOOL ST, 130
City	CENTRAL FALLS
State	RI
Zip	02863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG7
Legal Subdivision	HIGHLAND FALLS
Legal Lot Number	48.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1002
Census Tract	11500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albion Historic District listed 1984 · 126 contributing resources · NRIS 84001899
Listed Area	Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 School St, #130 is owned and occupied by two individuals who bought it in January 2026.

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 SCHOOL ST, 130, CENTRAL FALLS, RI 02863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ALDEN CREDIT UNION
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Jun 15, 2018	Warranty Deed, Transfer
Nov 8, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	2580 / 160
Transfer Doc	2087-169
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Jan 13, 2026
Property Address	2 SCHOOL ST # 130, 130, CENTRAL FALLS, RI 02863
Document Number	002580-160
Book / Page	2580 / 160
Instrument Date	Jan 13, 2026
Instrument	2026010519
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	002580-162
Date	Jan 13, 2026
Book Page	2580/162
Instrument	2026010520

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Feb 1, 2031
Index	5-Year CMT

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	2 SCHOOL ST UNIT 130, 130, ALBION, RI 02802-1131
Document Number	2200-212
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCHOOL ST #130 CENTRAL FALLS RI 02863, 130, CENTRAL FALLS, RI 02863

Mortgage

Document Number	2200-212
Date	Oct 21, 2019
Book Page	002200/000212
Instrument	3395

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Jun 15, 2018
Property Address	2 SCHOOL ST UNIT 130, 130, ALBION, RI 02802-1131
Document Number	2121-174
Book / Page	002121 / 000174
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1553 POUND HILL RD NORTH SMITHFIELD RI 028969526, NORTH SMITHFIELD, RI 02896-9526

November 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LINCOLN RI
Recording Date	Nov 8, 2017
Property Address	2 SCHOOL ST UNIT 130, 130, ALBION, RI 02802-1131
Document Number	2087-169
Book / Page	002087 / 000169
Instrument Date	Nov 3, 2017
Transaction Type	Foreclosure
Record Updated	Dec 12, 2017

Transaction

Amount	Amount on Record
Tax	$197.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,244.00 (+1.77%)	$313,900 (+24.12%) Building $313,900	$417,701
2023	$4,170.00	$252,900 Building $252,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 School St, #130 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	196 units insured incl. 191 condo units
Nearby Flood Claims	11 (1998–2024)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 School St, #130 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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