2 School St, #438, Central Falls, RI 02863 Property Records

Lincoln Town property record for 2 School St, #438, Central Falls, RI 02863

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,475 sqft · built 1850
Owner	Individual Name on Record
Last Sale	$75,000 (May 2010)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Dec 2021 Refinance Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-07730-00`

Property Details

APN / Parcel Number

Primary APN	`8-07730-00`
Alternative APN	`LINC M:32 L:048.0 U:438`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8-07730-00
Street Address	2 SCHOOL ST, 438
City	CENTRAL FALLS
State	RI
Zip	02863
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG7
Legal Subdivision	HIGHLAND FALLS
Legal Lot Number	48.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1002
Census Tract	11500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Albion Historic District listed 1984 · 126 contributing resources · NRIS 84001899
Listed Area	Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 417, ALBION, RI 02802-0417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2010 · Amount on Record
Deed Sale	May 17, 2010 · Amount on Record
Prior Sale	Nov 20, 1992 · Amount on Record
Deed Book / Page	1443 / 56
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	2 SCHOOL ST # 438, 438, CENTRAL FALLS, RI 02863
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002396-10
Date	Dec 16, 2021
Book Page	2396/10
Instrument	20210000006027

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	2 SCHOOL ST # 438, 438, CENTRAL FALLS, RI 02863
Document Number	2083-115
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCHOOL ST #438 CENTRAL FALLS RI 02863, 438, CENTRAL FALLS, RI 02863

Mortgage

Document Number	2083-115
Date	Oct 17, 2017
Book Page	002083/000115

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	2 SCHOOL ST # 438, 438, CENTRAL FALLS, RI 02863
Document Number	2083-124
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCHOOL ST #438 CENTRAL FALLS RI 02863, 438, CENTRAL FALLS, RI 02863

Mortgage

Document Number	2083-124
Date	Oct 17, 2017
Book Page	002083/000124

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2042

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Lincoln Town
Unified School District	Lincoln School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00 (+1.81%)	$332,900 (+24.17%) Building $332,900	$374,984
2023	$4,421.00	$268,100 Building $268,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	196 units insured incl. 191 condo units
Nearby Flood Claims	11 (1998–2024)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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