Ulster County and Ulster Town property record for 2 Schneider Ln, Ruby, NY 12475
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,136 sqft · built 1931 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Oct 2011) |
| Tax Bill | $16,867 (2025) |
| Deeds & Mortgages | Jul 2025 Refinance Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 515400 39.1-5-1.400 |
| Primary APN | 515400 39.1-5-1.400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| 2nd Floor Area | 641 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,934 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 119300.400 |
|---|---|
| Street Address | 2 SCHNEIDER LN |
| City | RUBY |
| State | NY |
| Zip | 12475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 31 |
| Legal Subdivision | SUBDIVISION OF LANDS OF DANIEL A WINN |
| Legal Block | 5 |
| Legal Lot Number | 1.400 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ULSTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951500 |
Source: Ulster County and Ulster Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 SCHNEIDER LN, RUBY, NY 12475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK |
| Oct 18, 2023 | Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2011 · Amount on Record |
| Deed Sale | Oct 31, 2011 · Amount on Record |
| Deed Document Number | 201114619 |
| Deed Book / Page | 5202 / 285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 2 SCHNEIDER LN, RUBY, NY 12475 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008139 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 13551/114 |
| Instrument | 2025-8139 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Oct 18, 2023 |
| Property Address | 2 SCHNEIDER LN, RUBY, NY 12475 |
| Document Number | 0000011922 |
| Book / Page | 7281 / 221 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023-11922 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 924 LUCAS AVENUE EXT, HURLEY, NY 12443-6206 |
| Document Number | 0000011923 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023-11923 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2030 |
| Max Rate At Change | 2.5% |
| Index | 1-Year CMT |
Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Ulster Town |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,867.00 | $295,000 (-) Land $33,200 Building $261,800 | $719,512 (+21.95%) Land $80,976 Building $638,536 |
| 2023 | $295,000 (-) Land $33,200 Building $261,800 | $590,000 (+1%) Land $66,400 Building $523,600 | |
| 2022 | $295,000 Land $33,200 Building $261,800 | $536,364 Land $60,364 Building $476,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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