Ulster County and Ulster Town property record for 18 Schneider Ln, Ruby, NY 12475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,896 sqft · built 2007 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,907 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 515400 39.1-5-1.210 |
| Primary APN | 515400 39.1-5-1.210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 1,088 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 119300.210 |
|---|---|
| Street Address | 18 SCHNEIDER LN |
| City | RUBY |
| State | NY |
| Zip | 12475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 31 |
| Legal Block | 5 |
| Legal Lot Number | 1.210 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ULSTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 951500 |
Source: Ulster County and Ulster Town records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 190, RUBY, NY 12475-0190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage ULSTER SAVINGS BANK |
| Jan 27, 2021 | Loan Modification, Mortgage · Conventional Mortgage ULSTER SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 18 SCHNEIDER LN, RUBY, NY 12475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001736 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 12299/154 |
| Instrument | 2021-1736 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 18 SCHNEIDER LN, RUBY, NY 12475 |
| Document Number | 0000001737 |
| Instrument Date | Jan 27, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18 SCHNEIDER LN RUBY NY 12475, RUBY, NY 12475 |
| Document Number | 0000001737 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 006753/000098 |
| Instrument | 1737 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 26, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Ulster Town |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,907.00 (+179.78%) | $205,000 (-) Land $30,000 Building $175,000 | $500,000 (+21.95%) Land $73,171 Building $426,829 |
| 2023 | $205,000 (-) Land $30,000 Building $175,000 | $410,000 (+1%) Land $60,000 Building $350,000 | |
| 2022 | $205,000 Land $30,000 Building $175,000 | $372,727 Land $54,545 Building $318,182 | |
| 2021 | $3,541.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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