Essex County and Lynnfield Town property record for 2 Ryan Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,471 sqft · built 1930 |
| Lot Size | 0.219 acres (9,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2012) |
| Tax Bill | $9,006 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0030 B:0000 L:2494 |
| Primary APN | LYNF M:0030 B:0000 L:2494 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,471 sqft Living Area |
| Gross Area | 2,990 sqft |
| Basement Area | 1,010 sqft |
| Unfinished Basement | 233 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,535 sqft (0.219 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 RYAN RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Subdivision | LYNNFIELD |
| Legal Lot Number | 2494 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records · APN LYNF M:0030 B:0000 L:2494
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Aug 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Aug 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Jun 05, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2012 · Amount on Record |
| Deed Sale | Jun 28, 2012 · Amount on Record |
| Deed Book / Page | 31474 / 276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 2 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039884-482 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 39884/482 |
| Instrument | 20210517004590 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 2 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040160-121 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 40160/121 |
| Instrument | 20210809003210 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 2 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40160-121 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 40160/121 |
| Instrument | 20210809003210 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 2 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38585-433 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 38585/433 |
| Instrument | 20200605003460 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Essex County and Lynnfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,006.00 (+13.44%) | $852,800 (+12.89%) Land $476,800 Building $376,000 | $950,665 |
| 2024 | $7,939.00 (+0.4%) | $755,400 (+7.96%) Land $421,900 Building $333,500 | |
| 2023 | $7,907.00 | $699,700 Land $400,200 Building $299,500 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 141 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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