Essex County and Lynnfield Town property record for 10 Ryan Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,691 sqft · built 2006 |
| Lot Size | 0.374 acres (16,309 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $840,000 (Jul 2017) |
| Tax Bill | $15,768 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0030 B:0000 L:2486 |
| Primary APN | LYNF M:0030 B:0000 L:2486 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,691 sqft Living Area |
| Gross Area | 5,212 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 546 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,309 sqft (0.374 acres) |
| Garage Type | Attached |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 10 RYAN RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 2486 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · ARM EVERETT COOPERATIVE BANK |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT |
| Jul 25, 2017 | Quit Claim Deed, Transfer INST SVGS NEWBURYPORT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on Record |
| Deed Sale | Jul 25, 2017 · Amount on Record |
| Deed Document Number | 2017334 |
| Deed Book / Page | 36045 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Aug 28, 2026 |
| Property Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Document Number | 0000001300 |
| Book / Page | 43596 / 296 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20261300 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Document Number | 0000001300, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 43596/296 |
| Instrument | 20261300 |
| Name | EVERETT COOPERATIVE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2031 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039631-367 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 39631/367 |
| Instrument | 20210310003590 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36481-246 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 36481/246 |
| Instrument | 180119003510 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Jul 25, 2017 |
| Property Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Document Number | 36045-135 |
| Book / Page | 36045 / 135 |
| Instrument | 334 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.41 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 RYAN RD, LYNNFIELD, MA 01940-1318 |
| Document Number | 360450138 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 36045/0138 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,768.00 (+9.28%) | $1,375,900 (+0.7%) Land $586,800 Building $747,100 | $1,112,474 (-8.69%) |
| 2025 | $14,429.00 (+12.89%) | $1,366,400 (+12.35%) Land $581,700 Building $784,700 | $1,218,375 |
| 2024 | $12,782.00 (+0.14%) | $1,216,200 (+7.67%) Land $514,800 Building $701,400 | |
| 2023 | $12,764.00 | $1,129,600 Land $488,300 Building $641,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (1979–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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