St. Louis County property record for 2 Picardy Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,091 sqft · built 1926 |
| Lot Size | 1.51 acres (66,168 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,265,000 (Aug 2019) |
| Tax Bill | $23,851 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19M-63-0063 |
| Primary APN | 19M-63-0063 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,784 sqft Living Area |
| Gross Area | 7,419 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,711 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 66,168 sqft |
| Lot Dimensions | 414 ft deep x 194 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 926 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 440 sqft |
| Patio Area | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 PICARDY LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | EXERMONT LOT 2 |
| Legal Subdivision | EXERMONT |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 215400 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 PICARDY LN, SAINT LOUIS, MO 63124-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage TOGETHER CU |
| Aug 15, 2019 | Warranty Deed, Transfer COMMERCE BK |
| Mar 21, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Prior Sale | Sep 5, 2006 · Amount on Record |
| Deed Document Number | 2019542 |
| Deed Book / Page | 23656 / 3145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2 PICARDY LN, SAINT LOUIS, MO 63124-1600 |
| Document Number | 0244920423 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 PICARDY LN ST LOUIS MO 631241600, ST LOUIS, MO 63124-1600 |
| Document Number | 0244920423 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 024492/000423 |
| Instrument | 59 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 15, 2019 |
| Property Address | 2 PICARDY LN, SAINT LOUIS, MO 63124-1600 |
| Document Number | 0236563145 |
| Book / Page | 023656 / 003145 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 542 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 PICARDY LN ST LOUIS MO 631241600, ST LOUIS, MO 63124-1600 |
| Document Number | 236563148 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 023656/003148 |
| Instrument | 543 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2 PICARDY LN, SAINT LOUIS, MO 63124-1600 |
| Document Number | 0224620068 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 PICARDY LN ST LOUIS MO 631241600, ST LOUIS, MO 63124-1600 |
| Document Number | 0224620068 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 022462/000068 |
| Instrument | 47 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,290 (-) Land $272,310 Building $94,980 | $1,933,100 (-) Land $1,433,200 Building $499,900 | |
| 2025 | $23,851.00 (+19.96%) | $367,290 (+24.67%) Land $272,310 Building $94,980 | $1,933,100 (+24.68%) Land $1,433,200 Building $499,900 |
| 2024 | $19,882.00 (+0.19%) | ||
| 2023 | $19,844.00 | $294,600 Land $118,410 Building $176,190 | $1,550,500 Land $623,200 Building $927,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1979–2014) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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