St. Louis County property record for 10 Picardy Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,171 sqft · built 1949 |
| Lot Size | 1.34 acres (58,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,250,000 (Aug 2024) |
| Tax Bill | $27,305 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19M-61-0373 |
| Primary APN | 19M-61-0373 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,171 sqft Living Area |
| Gross Area | 5,812 sqft |
| 1st Floor Area | 1,804 sqft |
| Basement Area | 513 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 58,719 sqft |
| Lot Depth | 153 ft Depth |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 448 sqft |
|---|---|
| Porch | Stoop |
| Deck Area | 100 sqft |
| Patio Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Canopy | 216 sqft |
| Poultry House | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 PICARDY LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | EXERMONT LOT PT 9 E PART |
| Legal Subdivision | EXERMONT |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 215400 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 PICARDY LN, SAINT LOUIS, MO 63124-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA |
| Mar 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Document Number | 2024819383 |
| Prior Transfer Date | Dec 20, 2017 |
| Prior Transfer Doc | 0229380673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 10 PICARDY LN, SAINT LOUIS, MO 63124-1602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 10 PICARDY LN, SAINT LOUIS, MO 63124-1602 |
| Document Number | 0251260304 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 25126/304 |
| Instrument | 2021092300045 |
| Name | CIBC BANK USA |
|---|---|
| Type | Bank |
| Address | WORTH, IL 60482 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Max Rate | 7.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 14, 2018 |
| Property Address | 10 PICARDY LN, SAINT LOUIS, MO 63124-1602 |
| Document Number | 0229380673 |
| Book / Page | 022938 / 000673 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 207 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10 PICARDY LN ST LOUIS MO 631241602, ST LOUIS, MO 63124-1602 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,490 (-) Land $255,170 Building $165,320 | $2,213,100 (-) Land $1,343,000 Building $870,100 | |
| 2025 | $27,305.00 (+80.29%) | $420,490 (+87.38%) Land $255,170 Building $165,320 | $2,213,100 (+87.38%) Land $1,343,000 Building $870,100 |
| 2024 | $15,145.00 (+0.19%) | ||
| 2023 | $15,116.00 | $224,410 Land $110,640 Building $113,770 | $1,181,100 Land $582,300 Building $598,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (1979–2014) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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