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2 Overton Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 2 Overton Ct, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,762 sqft · built 1998
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Oct 1998)
Tax Bill$7,642 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN145289 126.12-3-2

Property Details

APN / Parcel Number

Primary APN145289 126.12-3-2
Alternative APN
  • 52891261200003002000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,762 sqft Living Area
1st Floor Area1,008 sqft
2nd Floor Area754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions145 ft deep x 112 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 OVERTON CT
CityLANCASTER
StateNY
Zip14086-9358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionMC 2774 SL 2
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block3
Legal Lot Number2.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4010
Census Tract14206

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2 OVERTON CT, LANCASTER, NY 14086-9358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2020Deed of Trust, Mortgage · Line of Credit
LAKE SHORE SVGS BK
Jul 8, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 1998 · Amount on File
Deed SaleOct 9, 1998 · Amount on File
Deed Book / Page10940 / 634
Last Transfer DateJul 2, 2019
Transfer Doc0113466129
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address2 OVERTON CT, LANCASTER, NY 14086-9358
Document Number0139665384
Instrument DateOct 24, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 OVERTON CT LANCASTER NY 140869358, LANCASTER, NY 14086-9358

Mortgage

Document Number0139665384
DateNov 20, 2020
Book Page013966/005384
Lender
NameLAKE SHORE SVGS BK
TypeFederal Savings Bank
AddressDUNKIRK, NY 14048
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 19, 2050
Interest
Rate TypeAdjustable Rate

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE NY
Recording DateJul 8, 2019
Property Address2 OVERTON CT, LANCASTER, NY 14086-9358
Document Number0113466129
Book / Page11346 / 6129
Map ReferenceMB 2774
Instrument DateJul 2, 2019
Instrument2019138108
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 OVERTON CT, LANCASTER, NY 14086-9358

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,642.00 (+2%) Homeowner's exemption
2025$7,492.00 (+1.97%)$265,000 (-) Land $70,000 Building $195,000$414,063 (+12.49%) Land $109,375 Building $304,688
2024$7,347.00 Homeowner's exemption$265,000 (-) Land $70,000 Building $195,000$368,100 (+4.19%) Land $97,234 Building $270,866
2023Homeowner's exemption$265,000 Land $70,000 Building $195,000$353,300 Land $93,325 Building $259,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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