Erie County and Lancaster Town property record for 10 Overton Ct, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,110 sqft · built 1995 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2022) |
| Tax Bill | $9,049 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.12-3-6 |
| Primary APN | 145289 126.12-3-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 2,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 267 ft deep x 52.3 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 242 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 OVERTON CT |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | MC 2774 SL 6 |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 14206 |
10 Overton Ct is owned and occupied by two individuals who bought it in September 2022.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Prior Sale | Oct 31, 2008 · Amount on File |
| Deed Document Number | 20222022185994 |
| Deed Book / Page | 11408 / 3927 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Document Number | 0140238246 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 14023/8246 |
| Instrument | 2021220484 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Document Number | 0140510916 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 14051/916 |
| Instrument | 2022087779 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 29, 2022 |
| Property Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Document Number | 0114083927 |
| Book / Page | 11408 / 3927 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022185994 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Name | Verified Name |
|---|---|
| Address | 10 OVERTON CT, LANCASTER, NY 14086-9358 |
| Document Number | 0140695195 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 14069/5195 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 10 Overton Ct was $9,049, up 110.7% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,049.00 (+110.74%) | ||
| 2025 | $4,294.00 (-51.25%) | $320,000 (-) Land $70,000 Building $250,000 | $500,000 (+12.51%) Land $109,375 Building $390,625 |
| 2024 | $8,809.00 | $320,000 (-) Land $70,000 Building $250,000 | $444,400 (+4.15%) Land $97,212 Building $347,188 |
| 2023 | $320,000 Land $70,000 Building $250,000 | $426,700 Land $93,341 Building $333,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Overton Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Overton Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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