Union County and Summit City property record for 2 Oakland Pl, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 3,150 sqft · built 1925 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,018,000 (Aug 2010) |
| Tax Bill | $21,532 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03205-0000-00008 |
| Primary APN | 18-03205-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,150 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,238 sqft (0.258 acres) |
| Old Parcel Number | 1800069000000007 |
|---|---|
| Street Address | 2 OAKLAND PL |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | MORRIS GLEN CONDO UNIT 30 |
| Legal Subdivision | VILLA SITES |
| Legal Block | 3205 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 38000 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 OAKLAND PL, SUMMIT, NJ 07901-3481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2010 · Amount on Record |
| Deed Sale | Aug 26, 2010 · Amount on Record |
| Prior Sale | Feb 18, 2000 · Amount on Record |
| Deed Document Number | 2010217761 |
| Deed Book / Page | 5830 / 941 |
| Prior Transfer Date | Aug 23, 2000 |
| Prior Transfer Doc | 0000084951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2 OAKLAND PL, SUMMIT, NJ 07901-3481 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0150792658 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 15079/2658 |
| Instrument | 22940 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2 OAKLAND PL, SUMMIT, NJ 07901-3481 |
| Document Number | 0144360885 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 OAKLAND PL SUMMIT NJ 079013481, SUMMIT, NJ 07901-3481 |
| Document Number | 0144360885 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 014436/000885 |
| Instrument | 656869 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,600 (-) Land $190,400 Building $291,200 | $481,600 (-) Land $190,400 Building $291,200 | |
| 2025 | $21,532.00 (+2.64%) | $481,600 (-) Land $190,400 Building $291,200 | $481,600 (-) Land $190,400 Building $291,200 |
| 2024 | $20,978.00 (+1.71%) | ||
| 2023 | $481,600 Land $190,400 Building $291,200 | $481,600 Land $190,400 Building $291,200 | |
| 2022 | $20,626.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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