2 Nicholas St, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 2 Nicholas St, Towaco, NJ 07082 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 1967
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Sep 2002)
Tax Bill	$10,230 (2024)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00122-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`21-00122-0000-00057`
Alternative APN	`210012200057`

Interior

Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2 NICHOLAS ST
City	TOWACO
State	NJ
Zip	07082-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL LOT 46
Legal Subdivision	FOREST PARK
Legal Block	122
Legal Lot Number	57
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	3
Census Block	3003
Census Tract	40805

Owner

Source: Morris County and Montville Township records · APN 21-00122-0000-00057

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 NICHOLAS ST, TOWACO, NJ 07082-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2002 · Amount on Record
Deed Sale	Sep 18, 2002 · Amount on Record
Prior Sale	Apr 29, 1997 · Amount on Record
Deed Book / Page	5703 / 108
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 NICHOLAS ST, TOWACO, NJ 07082-1509
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230571177
Date	Jan 06, 2017
Book Page	23057/1177
Instrument	2017001173

Lender

Name	VALLEY NATIONAL BANK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,300 (-) Land $223,000 Building $160,300	$383,300 (-) Land $223,000 Building $160,300
2025		$383,300 (-) Land $223,000 Building $160,300	$383,300 (-) Land $223,000 Building $160,300
2024	$10,230.00 (+3.9%)
2023		$383,300 Land $223,000 Building $160,300	$383,300 Land $223,000 Building $160,300
2022	$9,846.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morris County (34027C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270408053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1984–2021)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.