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10 Nicholas St, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 10 Nicholas St, Towaco, NJ 07082 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,102 sqft · built 1967
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Dec 2023)
Tax Bill$12,742 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00122-0000-00053

Property Details

APN / Parcel Number

Primary APN21-00122-0000-00053
Alternative APN
  • 210012200053

Interior

Stories1 Story
Building Area2,102 sqft Living Area
1st Floor Area2,102 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeFrame
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10 NICHOLAS ST
CityTOWACO
StateNJ
Zip07082-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFOREST PARK
Legal Block122
Legal Lot Number53
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group3
Census Block3003
Census Tract40805

Owner

Source: Morris County and Montville Township records · APN 21-00122-0000-00053

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 NICHOLAS ST, TOWACO, NJ 07082-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Dec 13, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2023 · Amount on Record
Deed SaleDec 13, 2023 · Amount on Record
Deed Document Number202347463
Deed Book / Page24692 / 970
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address10 NICHOLAS ST, TOWACO, NJ 07082-1509
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 NICHOLAS ST, TOWACO, NJ 07082-1509

Mortgage

Document Number0250610740
DateFeb 19, 2026
Book Page25061/740
Instrument2026006874
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2055

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateDec 13, 2023
Property Address10 NICHOLAS ST, TOWACO, NJ 07082-1509
Document Number0246920970
Book / Page24692 / 970
Instrument DateDec 04, 2023
Instrument2023047463
Transaction TypeTransfer
Record UpdatedDec 25, 2023
Title CompanyNOT AVAILABLE, CATIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address750 RIDGEWOOD RD, ORADELL, NJ 07649-2036

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 NICHOLAS ST, TOWACO, NJ 07082-1509

Mortgage

Document Number2023047464
DateDec 13, 2023
Instrument2023047464
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$477,400 (-) Land $211,800 Building $265,600$477,400 (-) Land $211,800 Building $265,600
2025$477,400 (-) Land $211,800 Building $265,600$477,400 (-) Land $211,800 Building $265,600
2024$12,742.00 (+6.06%)
2023$477,400 (-) Land $211,800 Building $265,600$477,400 (-) Land $211,800 Building $265,600
2022$12,014.00 (+8.44%) Widower's exemption$477,400 Land $211,800 Building $265,600$477,400 Land $211,800 Building $265,600
2021$11,079.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morris County (34027C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270408053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1984–2021)
Claims Outside the SFHA5 of 7
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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