2 N Cheryl St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 2 N Cheryl St, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,212 sqft · built 1959
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Apr 2016)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392615 63.14-3-14`

Property Details

APN / Parcel Number

Primary APN	`392615 63.14-3-14`
Alternative APNs	`261506301400030140000000` `00406840000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,212 sqft Living Area
1st Floor Area	1,052 sqft
2nd Floor Area	1,160 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	238 ft deep x 115 ft wide
Porch	Porch
Porch Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00406840000
Old Parcel Number	261506301400030140000000
Street Address	2 N CHERYL ST
City	SPRING VALLEY
State	NY
Zip	10977-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGLE RESIDENCE
Legal Description	LOT:14.000 BLK:3 SEC:63.14 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE
Legal Subdivision	ROSE DEV CORP
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3005
Census Tract	12504

Owner

2 N Cheryl St is owned and occupied by two individuals who bought it in April 2016.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2 N CHERYL ST, SPRING VALLEY, NY 10977-6510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Dec 3, 2019	Deed of Trust, Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016 · Amount on File
Deed Sale	Apr 4, 2016 · Amount on File
Deed Document Number	0020169566
Deed Book / Page	2016 / 9566
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	2 N CHERYL ST, SPRING VALLEY, NY 10977-6510
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039029
Date	Sep 16, 2021
Instrument	2021-00039029

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	2 N CHERYL ST, SPRING VALLEY, NY 10977-6510
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039028
Date	Sep 16, 2021
Instrument	2021-00039028

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	2 N CHERYL ST, SPRING VALLEY, NY 10977-6510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038262
Date	Nov 20, 2017
Instrument	2017-00038262

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	2 N CHERYL ST, SPRING VALLEY, NY 10977-6510
Document Number	0000036110
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	JODA ABSTRACT LLC, JODA ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 N CHERYL ST SPRING VALLEY NY 109776510, SPRING VALLEY, NY 10977-6510

Mortgage

Document Number	0000036110
Date	Dec 12, 2019
Instrument	36110

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$55,600 (-) Land $16,900 Building $38,700	$716,495 (+1,471.26%) Land $217,784 Building $498,711
2023	$55,600 Land $16,900 Building $38,700	$45,600 Land $13,860 Building $31,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 N Cheryl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 N Cheryl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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