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11 N Cheryl St, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 11 N Cheryl St, Spring Valley, NY 10977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,559 sqft · built 1961
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$440,910 (Nov 2015)
Tax Bill$13,939 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN392615 63.14-3-83

Property Details

APN / Parcel Number

Primary APN392615 63.14-3-83
Alternative APNs
  • 392615-063-014-0003-083-000-000
  • 261506301400030830000000
  • 00406090000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,559 sqft Living Area
Gross Area2,754 sqft
1st Floor Area1,569 sqft
Basement Area990 sqft
Finished Basement990 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions390 ft deep x 230 ft wide
View / LotSuburban
Garage TypeBasement

Exterior Amenities

PorchEnclosed Porch
Porch Area495 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00406090000
Street Address11 N CHERYL ST
CitySPRING VALLEY
StateNY
Zip10977-6525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCASTLE HOMES
Legal Block3
Legal Lot Number83.0
JurisdictionROCKLAND NY
Township / Civil DivisionRAMAPO
Census Block Group3
Census Block3006
Census Tract12504

Owner

Source: Rockland County and Ramapo Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11 N CHERYL ST, SPRING VALLEY, NY 10977-6525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FM HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2015 · Amount on Record
Deed SaleNov 9, 2015 · Amount on Record
Deed Book / Page2015 / 32685
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Recording DateJun 26, 2026
Property Address11 N CHERYL ST, SPRING VALLEY, NY 10977-6525
Document Number0000021859
Instrument DateJun 19, 2026
Instrument202621859
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 N CHERYL ST, SPRING VALLEY, NY 10977-6525

Mortgage

Document Number0000021859,
DateJun 26, 2026
Instrument202621859
Lender
NameTD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2056
Interest
Rate6.51%
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address11 N CHERYL ST, SPRING VALLEY, NY 10977-6525
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026146
DateJun 22, 2021
Instrument2021-00026146
Lender
NameFM HOME LOANS LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionRamapo Town
MunicipalityChestnut Ridge Village
Unified School DistrictEast Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$13,939.00$56,800 (+2.9%) Land $16,500 Building $40,300$63,900 (-)
2023$55,200 Land $16,500 Building $38,700$63,900 Land $19,101 Building $44,799

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		980 / 880

May also be available: T-Mobile.

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