2 Moss Pointe Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2 Moss Pointe Ct, Saint Charles, MO 63303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,008 sqft · built 1994
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Sep 2004)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Feb 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A953000409`

Property Details

APN / Parcel Number

Primary APN	`A953000409`
Alternative APN	`3-0015-7056-00-0102.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	3,480 sqft
1st Floor Area	1,028 sqft
Basement Area	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953000409
Street Address	2 MOSS POINTE CT
City	SAINT CHARLES
State	MO
Zip	63303-6553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE STAT LOT 102
Legal Subdivision	COLLEGE STAT
Legal Lot Number	102
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1006
Census Tract	311147

Owner

Source: St. Charles County records · APN A953000409

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Aug 01, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2004 · Amount on Record
Deed Sale	Sep 29, 2004 · Amount on Record
Prior Sale	Apr 02, 2001 · Amount on Record
Deed Document Number	2004939600
Deed Book / Page	3988 / 2166
Prior Transfer Date	Mar 22, 2001
Prior Transfer Doc	0025350791
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553

Mortgage

Document Number	0000004868
Date	Feb 08, 2023
Instrument	2023R-004868

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070392413
Date	Feb 26, 2019
Book Page	7039/2413
Instrument	20190226000085110

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 28, 2034

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553
Document Number	0071180978
Instrument Date	Aug 01, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MOSS POINTE CT ST CHARLES MO 633036553, ST CHARLES, MO 63303-6553

Mortgage

Document Number	0071180978
Date	Aug 06, 2019
Book Page	007118/000978
Instrument	408310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 05, 2034

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,003.00 (+4.87%)	$66,685 (+8.09%)	$350,974 (+8.09%) Land $70,000 Building $280,974
2024	$3,817.00
2023		$61,693
2022			$324,702 Land $50,000 Building $274,702

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111471, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Apr 1983, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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