St. Charles County property record for 1 Moss Pointe Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,978 sqft · built 1995 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Jan 2020) |
| Tax Bill | $4,140 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A953000420 |
| Primary APN | A953000420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Basement Area | 980 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 10,454 sqft (0.239 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A953000420 |
|---|---|
| Old Parcel Number | A953000420 |
| Street Address | 1 MOSS POINTE CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE STAT LOT 113 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | COLLEGE STAT |
| Legal Lot Number | 113 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311147 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2020 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Nov 14, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Mar 2, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Deed Document Number | 0072162171 |
| Deed Book / Page | 7216 / 2171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 16, 2020 |
| Property Address | 1 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553 |
| Document Number | 0072162171 |
| Book / Page | 7216 / 2171 |
| Map Reference | MB 31 PG 319 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 20200116000031130 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 IVYLEIGH CT, 10, SAINT CHARLES, MO 63303-3773 |
| Name | Verified Name |
|---|---|
| Address | 1 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553 |
| Investor | Possibly a Property Investor |
| Document Number | 20200116000031140 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 20200116000031140 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553 |
| Document Number | 0071842052 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2019 |
| Title Company | ARC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 MOSS POINTE CT ST CHARLES MO 633036553, ST CHARLES, MO 63303-6553 |
| Document Number | 0071842052 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 007184/002052 |
| Instrument | 663690 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1 MOSS POINTE CT, SAINT CHARLES, MO 63303-6553 |
| Document Number | 0070442155 |
| Instrument Date | Mar 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 1 MOSS POINTE CT ST CHARLES MO 633036553, ST CHARLES, MO 63303-6553 |
| Document Number | 0070442155 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 007044/002155 |
| Instrument | 106230 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,140.00 | $68,980 (+7.99%) | $363,050 (+7.99%) Land $70,000 Building $293,050 |
| 2023 | $63,874 | ||
| 2022 | $336,179 Land $50,000 Building $286,179 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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