2 Morningside Dr, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 2 Morningside Dr, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,864 sqft · built 2004
Lot Size	0.614 acres (26,763 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2024)
Tax Bill	$7,107 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`548-34-1`

Property Details

APN / Parcel Number

Primary APN	`548-34-1`
Alternative APN	`HAVE M:0548 B:00034 L:1`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,864 sqft Living Area
Gross Area	4,660 sqft
Basement Area	956 sqft
Unfinished Basement	191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,763 sqft (0.614 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	548-34-1
Street Address	2 MORNINGSIDE DR
City	HAVERHILL
State	MA
Zip	01832-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	34
Legal Lot Number	1
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1038
Census Tract	260402

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Book / Page	42161 / 425
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	2 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36020-599
Date	Jul 14, 2017
Book Page	36020/599
Instrument	599

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	2 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38080-492
Date	Dec 3, 2019
Book Page	38080/492
Instrument	20191203002430

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	2 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39334-149
Date	Dec 23, 2020
Book Page	39334/149
Instrument	20201223001210

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,107.00 (+5.2%)	$663,600 (+4.5%) Land $205,400 Building $458,200	$697,490
2024	$6,756.00 (+3.24%)	$635,000 (+8.2%) Land $199,700 Building $435,300
2023	$6,544.00	$586,900 Land $188,400 Building $398,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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