11 Morningside Dr, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 11 Morningside Dr, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,607 sqft · built 2005
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Trust Names on File
Last Sale	$380,000 (Oct 2016)
Tax Bill	$7,366 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`548-34-13`

Property Details

APN / Parcel Number

Primary APN	`548-34-13`
Alternative APN	`HAVE M:0548 B:00034 L:13`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,607 sqft Living Area
Gross Area	6,677 sqft
Basement Area	1,372 sqft
Unfinished Basement	137 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	548-34-13
Street Address	11 MORNINGSIDE DR
City	HAVERHILL
State	MA
Zip	01832-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MORNINGSIDE ESTATES
Legal Block	34
Legal Lot Number	13
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1038
Census Tract	260402

Owner

11 Morningside Dr is owner-occupied and held in a trust since October 2016.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE EQUITY PARTNERS LLC
Jan 24, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 19, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2016 · Amount on File
Deed Sale	Oct 13, 2016 · Amount on File
Prior Sale	Jan 31, 2006 · Amount on File
Deed Document Number	2016169
Deed Book / Page	35347 / 159
Transfer Doc	035347-159
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Recording Date	Jun 12, 2026
Property Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Document Number	043441-244
Book / Page	43441 / 244
Instrument Date	Jun 12, 2026
Instrument	20262220
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002220,
Date	Jun 12, 2026
Book Page	43441/244
Instrument	20262220

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039491-489
Date	Feb 3, 2021
Book Page	39491/489
Instrument	20210203005050

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jan 24, 2024
Property Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Document Number	0041960-65
Book / Page	41960 / 65
Instrument Date	Jan 22, 2024
Instrument	20240124001930
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Aug 19, 2019
Property Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546
Document Number	37766-558
Book / Page	37766 / 558
Instrument Date	Aug 13, 2019
Instrument	20190819004280
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MORNINGSIDE DR, HAVERHILL, MA 01832-1546

Mortgage

Document Number	37766-561
Date	Aug 19, 2019
Book Page	37766/561
Instrument	20190819004290

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Morningside Dr was $7,366, up 6.2% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,366.00 (+6.18%)	$687,800 (+5.49%) Land $203,200 Building $484,600	$759,335
2024	$6,937.00 (+6.51%)	$652,000 (+11.62%) Land $197,500 Building $454,500
2023	$6,513.00	$584,100 Land $186,400 Building $397,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Morningside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Morningside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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