2 Morehouse Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 2 Morehouse Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1960
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jun 2013)
Tax Bill	$8,628 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-052-13`

Property Details

APN / Parcel Number

Primary APN	`045-052-13`
Alternative APN	`045-052-13-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,050 sqft Living Area
Gross Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,280 sqft (0.236 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2 MOREHOUSE DR
City	WATSONVILLE
State	CA
Zip	95076-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	TR 97
Legal Subdivision	LA SELVA HOMESITES TR #97
Legal Tract	97
Legal Lot Number	32
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3001
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 MOREHOUSE DR, WATSONVILLE, CA 95076-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2013 · Amount on Record
Deed Sale	Jun 5, 2013 · Amount on Record
Deed Document Number	201328014
Last Transfer Date	Oct 2, 2020
Transfer Doc	0000040490
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2 MOREHOUSE DR, WATSONVILLE, CA 95076-1629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020523
Date	Jun 22, 2017
Instrument	2017-0020523

Lender

Name	COMERICA BANK
Type	Bank
Address	WATSONVILLE, CA 95076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 7, 2020
Property Address	2 MOREHOUSE DR, WATSONVILLE, CA 95076-1629
Document Number	0000040490
Map Reference	MB 29 PG 25
Instrument Date	Oct 2, 2020
Instrument	2020-0040490
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOREHOUSE DR, WATSONVILLE, CA 95076-1629

Mortgage

Document Number	0000040491
Date	Oct 7, 2020
Instrument	2020-0040491

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,271 (+2%) Land $542,617 Building $135,654
2025	$8,628.00 (+12.9%)	$664,971 (+4.04%) Land $531,977 Building $132,994
2023	$7,642.00 (+1.76%)	$639,150 Land $511,320 Building $127,830	$842,490
2022	$7,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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