23 Morehouse Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 23 Morehouse Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1969
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Jun 2021)
Tax Bill	$10,865 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-052-39`

Property Details

APN / Parcel Number

Primary APN	`045-052-39`
Alternative APN	`045-052-39-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,759 sqft Living Area
Gross Area	2,239 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	286 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	23 MOREHOUSE DR
City	WATSONVILLE
State	CA
Zip	95076-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Description	TRACT 97 LOT 26
Legal Subdivision	LA SELVA HOMESITES 97
Legal Tract	97
Legal Lot Number	26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3001
Census Tract	122300

Owner

23 Morehouse Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WINNPOINTE CORPORATION
Apr 16, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 15, 2020	Quit Claim Deed, Transfer STEVE T BONTADELLI
Aug 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jan 7, 1997 · Amount on File
Deed Document Number	202132193
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000032193
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 10, 2021
Property Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628
Document Number	0000032193
Map Reference	MB 29 PG 25
Instrument Date	May 25, 2021
Instrument	2021-0032193
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$204.60
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628

Mortgage

Document Number	0000032194
Date	Jun 10, 2021
Instrument	2021-0032194

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 16, 2020
Property Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628
Document Number	0000013074
Instrument Date	Apr 13, 2020
Instrument	13074
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 MOREHOUSE DR WATSONVILLE CA 950761628, WATSONVILLE, CA 95076-1628

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 15, 2020
Property Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628
Document Number	0000012930
Instrument Date	Apr 13, 2020
Instrument	12930
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MOREHOUSE DR LN WATSONVILLE CA 95076, WATSONVILLE, CA 95076

Mortgage

Document Number	12931
Date	Apr 15, 2020
Instrument	12931

Lender

Name	STEVE T BONTADELLI
Address	101 PLAYA BLVD, WATSONVILLE, CA 95076-1733

Agreement

Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2017
Property Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628
Document Number	0000025333
Instrument Date	Jul 31, 2017
Instrument	25333
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 MOREHOUSE DR LA SELVA BEACH CA 950761628, LA SELVA BEACH, CA 95076-1628

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2017
Property Address	23 MOREHOUSE DR, WATSONVILLE, CA 95076-1628
Document Number	0000003880
Instrument Date	Jan 9, 2017
Instrument	3880
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MOREHOUSE DR LA SELVA BEACH CA 950761628, LA SELVA BEACH, CA 95076-1628

Mortgage

Document Number	3881
Date	Jan 31, 2017
Instrument	3881

Lender

Name	EXCELERATE CAP
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Morehouse Dr was $10,865 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$880,396 (+2%) Land $534,964 Building $345,432
2025	$10,865.00 Homeowner's exemption	$863,133 Land $524,474 Building $338,659
2023	$9,628.00 (+1.78%) Homeowner's exemption	$829,616 Land $504,108 Building $325,508	$1,143,180
2022	$9,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Morehouse Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Morehouse Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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