2 Monroe St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 2 Monroe St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1970
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Dec 2019)
Tax Bill	$10,051 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00014-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18-00014-0000-00011`
Alternative APN	`180001400011`

Interior

Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	2 MONROE ST
City	SOMERVILLE
State	NJ
Zip	08876-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	FACILITY NAME: DISABLED VETERAN
Legal Block	14
Legal Lot Number	11
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1020
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MONROE ST, SOMERVILLE, NJ 08876-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 16, 2019	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	201948629
Deed Book / Page	7174 / 3383
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	2 MONROE ST, SOMERVILLE, NJ 08876-2642
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MONROE ST, SOMERVILLE, NJ 08876-2642

Mortgage

Document Number	0000014025
Date	Jun 7, 2023
Book Page	7508/2074
Instrument	2023014025

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 16, 2019
Property Address	2 MONROE ST, SOMERVILLE, NJ 08876-2642
Document Number	0000048629
Book / Page	7174 / 3383
Instrument Date	Nov 25, 2019
Instrument	2019048629
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,613.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1655 VALLEY VIEW RD, 1655, MARTINSVILLE, NJ 08836-2120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MONROE ST, SOMERVILLE, NJ 08876-2642

Mortgage

Document Number	0000048630
Date	Dec 16, 2019
Instrument	2019048630

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,400 (-) Land $116,900 Building $129,500	$246,400 (-) Land $116,900 Building $129,500
2025	$10,051.00 (+3.19%)	$246,400 (+1.23%) Land $116,900 Building $129,500	$246,400 (+1.23%) Land $116,900 Building $129,500
2024	$9,740.00 (+6.4%)
2023		$243,400 Land $116,900 Building $126,500	$243,400 Land $116,900 Building $126,500
2022	$9,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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